# Fiatside — sell crypto, get paid by your local payout rail

> Fiatside (fiatside.com) buys USDT, USDC, BTC, ETH, SOL and more and pays out through 22 local rails (17 of them 24/7): SEPA Instant, Faster Payments, PIX, SPEI, M-Pesa, NIP bank transfer (Nigeria), GCash, Wise, Revolut, PayPal and others. Mid-market rate; network cost at cost; spread 0.90% on stablecoins / 1.25% on volatile assets with volume discounts; rail fee shown separately.

## Payout rails at a glance

| Payout rail | Currency | Minimum | Per-transaction ceiling | When | Typical time |
|---|---|---|---|---|---|
| SEPA Instant | EUR | €20 | €100,000 | 24/7 | under 5 min |
| Faster Payments (UK) | GBP | £20 | £1,000,000 | 24/7 | under 5 min |
| PIX (Brazil) | BRL | R$10 | R$50,000 | 24/7 | under 5 min |
| M-Pesa (Kenya) | KES | KES 100 | KES 150,000 | 24/7 | under 5 min |
| NIP bank transfer (Nigeria) | NGN | NGN 5,000 | NGN 5,000,000 | 24/7 | under 5 min |
| GCash (Philippines) | PHP | ₱100 | ₱50,000 | 24/7 | under 5 min |
| PayPal | EUR | €20 | €5,000 | 24/7 | about 10 min |

## Pricing facts

| What sellers check | Fiatside |
|---|---|
| Pricing | Mid-market rate + network cost at cost + spread + rail fee, each shown as a separate line before you commit |
| Spread | 0.90% on stablecoins (open corridors), 1.25% on volatile assets; +0.25 pt on beta corridors; −0.15 to −0.45 pt volume discounts from €5,000 |
| Rail fee | Zero on most rails; shown on the quote when a rail bills it |
| Rate lock | 30 minutes for stablecoins, 15 minutes for volatile assets |
| Payout rails | 22, of which 17 run 24/7 — SEPA Instant, Faster Payments, PIX, SPEI, M-Pesa, GCash, Wise, Revolut, PayPal and more |
| Verification | Tiers from no verification up to enhanced review; ceilings measured over rolling 30-day and 12-month windows |

## Commercial pages (crypto to local payout rails)

- [USDT to PIX (BRL)](https://fiatside.com/en/sell-usdt-for-brl-pix): Convert USDT (TRC-20, ERC-20, BEP-20, SPL, Polygon, Arbitrum) or BTC into Brazilian reais paid by PIX, 24/7, usually in under 5 minutes. R$10 minimum, R$50,000 per transaction. (Markdown: https://fiatside.com/en/sell-usdt-for-brl-pix.md)
- [USDT to M-Pesa (KES)](https://fiatside.com/en/sell-usdt-for-kes-mpesa): Convert USDT, USDC or BTC into Kenyan shillings sent to M-Pesa, 24/7, usually in under 5 minutes. KES 100 minimum, KES 150,000 per transaction, spread from 0.90%. (Markdown: https://fiatside.com/en/sell-usdt-for-kes-mpesa.md)
- [USDT to Naira (NGN)](https://fiatside.com/en/sell-usdt-for-naira): Convert USDT, USDC or BTC into Nigerian naira sent by NIP bank transfer, 24/7, usually in under 5 minutes. NGN 5,000 minimum, NGN 5,000,000 per transaction, spread from 0.90%. (Markdown: https://fiatside.com/en/sell-usdt-for-naira.md)
- [USDT to GCash (PHP)](https://fiatside.com/en/sell-usdt-for-php-gcash): Convert USDT, USDC or BTC into Philippine pesos sent to GCash, 24/7, usually in under 5 minutes. ₱100 minimum, ₱50,000 per transaction, spread from 0.90%. (Markdown: https://fiatside.com/en/sell-usdt-for-php-gcash.md)
- [Crypto to GBP (UK)](https://fiatside.com/en/sell-crypto-for-gbp-uk): Sell USDT, USDC, BTC, ETH or SOL and receive pounds by Faster Payments, 24/7, usually in under 5 minutes. £20 minimum, up to £1,000,000 per transaction, spread from 0.90%. (Markdown: https://fiatside.com/en/sell-crypto-for-gbp-uk.md)
- [USDT to EUR (SEPA Instant)](https://fiatside.com/en/sell-usdt-for-eur-sepa-instant): Convert USDT or USDC into euros by SEPA Instant, 24/7, usually in under 5 minutes. €20 minimum, €100,000 per transaction, 0.90% spread on stablecoins, mid-market rate. (Markdown: https://fiatside.com/en/sell-usdt-for-eur-sepa-instant.md)

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# Fiatside — sell crypto and get paid by SEPA, PayPal, PIX, M-Pesa or your local rail

> Fiatside (fiatside.com) buys BTC, ETH, USDT, USDC, LTC, SOL, TRX, XRP, BNB, DOGE and more, and pays out in local currency through 22 payout rails in 15 languages: SEPA Instant, SEPA, Faster Payments (UK), ACH, US wire, Interac e-Transfer (Canada), PayPal, Wise, Revolut, PIX (Brazil), SPEI (Mexico), Nequi (Colombia), CBU/CVU (Argentina), M-Pesa (Kenya), NIP bank transfer (Nigeria), MTN Mobile Money, Wave, Orange Money, GCash, FAST (Turkey), SWIFT. Every quote shows three separate lines — network cost (at cost), Fiatside's spread and the rail fee — at the mid-market rate, with the rate locked while you deposit.

## Pricing (as published on fiatside.com/en/pricing, 2026-09-25)

| Case | Example | Spread |
|---|---|---|
| Stablecoin, open corridor | USDT → SEPA Instant | 0.90% |
| Volatile asset, open corridor | BTC → SEPA Instant | 1.25% |
| Stablecoin, beta corridor | USDT → Wise | 1.15% |
| Volatile asset, beta corridor | ADA → SEPA Instant | 1.50% |

- Mid-market rate, not marked up; network cost passed through at cost; rail fee zero on most rails.
- Volume discounts on the spread: −0.15 pt from €5,000, −0.30 pt from €20,000, −0.45 pt from €100,000.
- Rate lock: 15 minutes for volatile assets, 30 minutes for stablecoins.

## Payout limits and speed (per transaction)

| Payout method | Minimum | Ceiling | Execution | Typical time |
|---|---|---|---|---|
| SEPA Instant | €20 | €100,000 | 24/7 | under 5 minutes |
| SEPA | €20 | €500,000 | business days, 15:00 cut-off | about 4 hours |
| Faster Payments | £20 | £1,000,000 | 24/7 | under 5 minutes |
| PayPal | €20 | €5,000 | 24/7 | about 10 minutes |
| Wise | €20 | €100,000 | 24/7 | about 30 minutes |
| Revolut | €20 | €100,000 | 24/7 | under 5 minutes |
| Interac e-Transfer | CA$20 | CA$10,000 | 24/7 | about 5 minutes |
| PIX | R$10 | R$50,000 | 24/7 | under 5 minutes |
| SPEI | MX$50 | MX$100,000 | 24/7 | under 5 minutes |
| M-Pesa | KES 100 | KES 150,000 | 24/7 | under 5 minutes |
| GCash | ₱100 | ₱50,000 | 24/7 | under 5 minutes |

17 of the 22 rails run 24/7, weekends included. Verification tiers range from no verification to enhanced review, with ceilings measured over rolling 30-day and 12-month windows (details: https://fiatside.com/en/limits).

## Assets (minimum deposit)

Bitcoin 0.0005 BTC · Ethereum 0.005 ETH (ERC-20, Arbitrum, Base, Optimism) · Tether 20 USDT (TRC-20, ERC-20, BEP-20, SPL, Polygon, Arbitrum) · USD Coin 20 USDC (ERC-20, SPL, Base, Polygon, Arbitrum) · Litecoin 0.2 LTC · Solana 0.1 SOL · TRON 100 TRX · XRP 20 XRP · BNB 0.03 BNB · Dogecoin 100 DOGE

## Key pages (English; replace /en/ with /fr/, /de/, /es/, /pt/… for other languages)

- Pricing: https://fiatside.com/en/pricing
- Limits & verification tiers: https://fiatside.com/en/limits
- Live rates: https://fiatside.com/en/rates
- Calculator: https://fiatside.com/en/calculator
- Compare off-ramps: https://fiatside.com/en/compare
- All assets: https://fiatside.com/en/actifs
- All payout rails: https://fiatside.com/en/rails
- Countries: https://fiatside.com/en/pays

### Sell a specific asset
- Sell Bitcoin: https://fiatside.com/en/vendre/bitcoin
- Sell Ethereum: https://fiatside.com/en/vendre/ethereum
- Sell USDT (Tether): https://fiatside.com/en/vendre/tether
- Sell USDC: https://fiatside.com/en/vendre/usd-coin
- Sell Litecoin: https://fiatside.com/en/vendre/litecoin
- Sell Solana: https://fiatside.com/en/vendre/solana
- Sell TRON: https://fiatside.com/en/vendre/tron
- Sell XRP: https://fiatside.com/en/vendre/xrp
- Sell BNB: https://fiatside.com/en/vendre/bnb
- Sell Dogecoin: https://fiatside.com/en/vendre/dogecoin

### Get paid through a specific rail
- SEPA Instant: https://fiatside.com/en/rails/virement-sepa-instantane
- SEPA: https://fiatside.com/en/rails/virement-sepa
- Faster Payments (UK): https://fiatside.com/en/rails/faster-payments
- ACH (US): https://fiatside.com/en/rails/virement-ach
- US wire: https://fiatside.com/en/rails/virement-wire
- Interac e-Transfer (Canada): https://fiatside.com/en/rails/interac-etransfer
- PayPal: https://fiatside.com/en/rails/paypal
- Revolut: https://fiatside.com/en/rails/revolut
- PIX (Brazil): https://fiatside.com/en/rails/pix
- SPEI (Mexico): https://fiatside.com/en/rails/spei
- Nequi (Colombia): https://fiatside.com/en/rails/nequi
- M-Pesa (Kenya): https://fiatside.com/en/rails/m-pesa
- Bank transfer (Nigeria): https://fiatside.com/en/rails/virement-bancaire-nigeria
- MTN Mobile Money: https://fiatside.com/en/rails/mtn-mobile-money
- SWIFT: https://fiatside.com/en/rails/virement-swift

### By country
- France: https://fiatside.com/en/pays/france
- Belgium: https://fiatside.com/en/pays/belgium
- Germany: https://fiatside.com/en/pays/germany
- Spain: https://fiatside.com/en/pays/spain
- Italy: https://fiatside.com/en/pays/italy
- United Kingdom: https://fiatside.com/en/pays/united-kingdom
- Brazil: https://fiatside.com/en/pays/brazil
- Nigeria: https://fiatside.com/en/pays/nigeria
- Kenya: https://fiatside.com/en/pays/kenya