Bank transfer
Virement international SWIFT: getting paid in US Dollar after selling crypto
A SWIFT international wire reaches practically any bank in the world. It is the fallback rail: the widest, the slowest, and the only one in our catalogue carrying a fixed twenty-five dollar fee.
- USD
- Worldwide
- 2 business day(s)
- $25.00
- Open
The rail in numbers
All these values come from the catalogue published on this site, and are republished as soon as our own measurements contradict them.
- Technical nature
- Bank transferBatch settlement, cleared at fixed times on business days. The delay comes from clearing, not from us.
- Settlement currency
- USD — US DollarIf this is not your account currency, your bank applies its own conversion on arrival. That cost does not go through us and does not appear in our breakdown.
- Settlement delay (p50 / p95)
- 2 days / 5 daysThe median describes the common case, the p95 the slow one. We show both: a median alone hides exactly what worries you.
- Operating window
- Business days onlyCut-off at 13:00. An order submitted after it goes into the next run, so the next business day.
- Min – max per operation
- $500.00 – $1,000,000Bounds belonging to the rail. An amount above the cap is split into several payouts, which multiplies any fixed fee accordingly.
- Rail fee
- $25.00Its own line in the breakdown, next to the network cost and our spread.
- Coverage
- WorldwideMulti-country rail: behaviour is identical everywhere, so one corridor page per asset — a per-country variant would say nothing more.
- Data verified on
- 2026-09-02Date of the last manual review of this rail’s delays, limits and fields. Data not reviewed for a long time is suspect data, ours included.
How this rail actually works
The message travels through one or more correspondent banks before reaching the beneficiary bank. Each intermediary adds processing and sometimes a deduction of its own: that is why the credited amount can differ slightly from the amount sent.
If a local rail exists for your country it is almost always cheaper and faster. Take SWIFT only if no local rail covers your situation, or for an amount where the fixed fee becomes negligible.
What makes the delay
This rail depends on business-day clearing, with a 13:00 cut-off. An order placed just after waits for the next run: that is what explains a p95 of 5 days, far above the median. On a Friday afternoon that often means arrival on Monday.
Details required from the beneficiary
Every field is validated as you type, with the same rule client-side and server-side. That is what prevents most rejected payouts.
| Field | Type | Required | Validation rule | Why |
|---|---|---|---|---|
| Account holder name | Text | Yes | 2 to 140 characters · edges trimmed | Must match the name verified on your ID exactly. A mismatch gets the transfer rejected. |
| BIC / SWIFT | Text | Yes | 8 or 11 character BIC · upper-cased | — |
| IBAN or account number | Text | Yes | 34 characters maximum · upper-cased | — |
| Bank name | Text | Yes | 140 characters maximum | — |
| Beneficiary address | Text | Yes | 200 characters maximum | Required by cross-border transfer regulation (Travel Rule). |
The rules shown are the ones actually enforced: there is no “marketing” version of this table differing from the code.
The 18 assets you can sell to Virement international SWIFT
The asset does not change how the rail works: it changes the confirmation time before the payout leaves, and the spread applied.
- Tether → Virement international SWIFTUSDTStablecoin: no volatility surcharge
- Bitcoin → Virement international SWIFTBTCVolatile asset: volatility surcharge applies
- Ethereum → Virement international SWIFTETHVolatile asset: volatility surcharge applies
- USD Coin → Virement international SWIFTUSDCStablecoin: no volatility surcharge
- Litecoin → Virement international SWIFTLTCVolatile asset: volatility surcharge applies
- Solana → Virement international SWIFTSOLVolatile asset: volatility surcharge applies
- XRP → Virement international SWIFTXRPVolatile asset: volatility surcharge applies
- Tron → Virement international SWIFTTRXVolatile asset: volatility surcharge applies
- BNB → Virement international SWIFTBNBVolatile asset: volatility surcharge applies
- Dogecoin → Virement international SWIFTDOGEVolatile asset: volatility surcharge applies
- Cardano → Virement international SWIFTADAVolatile asset: volatility surcharge applies
- Avalanche → Virement international SWIFTAVAXVolatile asset: volatility surcharge applies
- Stellar → Virement international SWIFTXLMVolatile asset: volatility surcharge applies
- Toncoin → Virement international SWIFTTONVolatile asset: volatility surcharge applies
- Bitcoin Cash → Virement international SWIFTBCHVolatile asset: volatility surcharge applies
- Dai → Virement international SWIFTDAIStablecoin: no volatility surcharge
- Polygon → Virement international SWIFTPOLVolatile asset: volatility surcharge applies
- Chainlink → Virement international SWIFTLINKVolatile asset: volatility surcharge applies
The payment methods this rail replaces
These collection rails cannot receive a third-party disbursement. It is the account behind them that we credit, here.
- QRIS
- QRIS is for paying a merchant by QR code. Disbursement to an Indonesian wallet requires a local partner, not open today.
Keep going
The catalogue’s three entry points lead to the same place by different routes.
Frequently asked questions about Virement international SWIFT
How fast does Virement international SWIFT credit my account?
2 business day(s) in half the cases, and up to 5 days in the slowest ones. This rail only runs on business days, with a 13:00 cut-off: an order after that leaves the next business day. These are market orders of magnitude, not a contractual commitment.
What are the minimum and maximum amounts on Virement international SWIFT?
Between $500.00 and $1,000,000 per operation, in US Dollar. These bounds belong to the rail itself. An amount above the cap is split into several payouts, which multiplies any fixed fee accordingly.
What does a Virement international SWIFT payout cost?
$25.00 for the rail itself. That amount appears as its own line in the breakdown, next to the network cost taken from your deposit and our spread. The lines sum to exactly the gap between the mid-market value and what you receive.
What do I need to provide to receive on Virement international SWIFT?
5 fields: Account holder name, BIC / SWIFT, IBAN or account number, Bank name, Beneficiary address. Every format is validated before the order is accepted, not at send time: a typo is flagged immediately, not three days later as a rejection.
Which assets can I sell to Virement international SWIFT?
18 assets are offered on this rail. The asset does not change how the rail works: it changes the confirmation time before the payout leaves, and the spread applied depending on whether the asset is stable or volatile.
Any pitfall to know about Virement international SWIFT?
If a local rail exists for your country it is almost always cheaper and faster. Take SWIFT only if no local rail covers your situation, or for an amount where the fixed fee becomes negligible.