XRP · Sell this asset
Sell XRP (XRP) and get paid to your account
The XRP Ledger validates in seconds and a single validation is enough: it is final settlement, not a probabilistic confirmation. In exchange it requires a destination identifier without which funds do not reach the right account.
- 1 network
- 22 payout methods
- 15 currencies
- minimum deposit 20 XRP
Accepted networks and confirmation delays
The number of confirmations we require is not negotiable: it is the threshold beyond which a chain reorganisation becomes unlikely enough to commit to an irrevocable payment on the other side.
| Network | Confirmations | Block time | Estimated wait | Memo required |
|---|---|---|---|---|
| XRP Ledger | 1 | 4 s | 1 min | Destination Tag |
This network requires a memo
A deposit sent without that field lands on a pooled account with no automatic way to attribute it: Destination Tag — XRP Ledger. Recovery becomes manual and does not always succeed. The field is shown next to the address — copy both.
The pitfall to know
The Destination Tag is mandatory. Without it your deposit lands on a pooled account with no automatic way to attribute it: recovery becomes a manual procedure, slow, and not always possible. Copy the tag together with the address.
Deposit: minimum, rate lock, precision
These four values shape the order before you even pick a payout method. They belong to the asset.
- Minimum deposit
- 20 XRPBelow that, the network cost taken from the deposit is too large a share of the amount for the operation to make sense.
- Rate lock window
- 15 minutesShort window: the price can move while confirmations land, and we carry that risk once the rate is locked.
- Base unit decimals
- 6Amounts are handled as integers of base units, never floating point numbers: no silent rounding loss.
- Corridor status
- In productionCorridor in production: delays and execution rate considered stabilised.
Multi-country payout methods
These rails behave identically in every country they cover: same detail format, same delay, same currency. A per-country page would say nothing more, so there is none.
| Payout method | Currency | Typical time | Min – max per operation | Rail fee |
|---|---|---|---|---|
| Virement SEPA Instantane | EUR | under 5 minutes | €20.00 – €100,000 | No rail fee |
| Virement SEPA | EUR | about 4 hours | €20.00 – €500,000 | No rail fee |
| PayPal | EUR | about 10 minutes | €20.00 – €5,000.00 | €0.35 + 2.00% |
| WiseBeta | EUR | about 30 minutes | €20.00 – €100,000 | No rail fee |
| Revolut | EUR | under 5 minutes | €20.00 – €100,000 | No rail fee |
| Orange MoneyBeta | XOF | about 5 minutes | F CFA 100,000 – F CFA 100,000,000 | 0.90% |
| Virement international SWIFT | USD | 2 business day(s) | $500.00 – $1,000,000 | $25.00 |
The delays shown are market orders of magnitude, expressed as medians. They are not a contractual commitment and are republished as soon as our own measurements contradict them.
Local payout methods, country by country
On these rails the country carries its own information: identifier format, limits, hours, reporting framework. Each page says what the others do not.
- Faster Payments · United Kingdomunder 5 minutesSettles in GBP, no rail fee
- ACH · United States1 business day(s)Settles in USD, no rail fee
- Domestic Wire · United Statesabout 3 hoursSettles in USD, rail fee $15.00
- Interac e-Transfer · Canadaabout 5 minutesSettles in CAD, no rail fee
- PIX · Brazilunder 5 minutesSettles in BRL, no rail fee
- SPEI · Mexicounder 5 minutesSettles in MXN, no rail fee
- Nequi · Colombiaabout 5 minutesSettles in COP, no rail fee
- Transferencia CBU / CVU · Argentinaabout 5 minutesSettles in ARS, no rail fee
- M-Pesa · Kenyaunder 5 minutesSettles in KES, rail fee 0.50%
- Virement bancaire NIP · Nigeriaunder 5 minutesSettles in NGN, rail fee 0.50%
- MTN Mobile Money · Ghanaunder 5 minutesSettles in GHS, rail fee 0.75%
- Wave · Senegalunder 5 minutesSettles in XOF, rail fee 0.75%
- Wave · Ivory Coastunder 5 minutesSettles in XOF, rail fee 0.75%
- GCash · Philippinesunder 5 minutesSettles in PHP, rail fee 0.75%
- Virement FAST · Turkeyabout 5 minutesSettles in TRY, rail fee 0.60%
- Virement bancaire AED · United Arab Emiratesabout 4 hoursSettles in AED, rail fee 0.40%
What you pay, line by line
Three deductions, never one more. The lines sum to exactly the gap to the mid-market rate.
The network cost is taken in kind from your deposit, before any conversion: it is what leaving the XRP chain costs, and it does not come to us. It varies with the network you pick, which is the main reason to prefer one over another.
Our spread carries a volatility surcharge. Once the rate is locked, we carry the market move until your deposit lands: that surcharge is the price of the guarantee, and it appears as its own line.
The rail fee depends on the payout method you pick, and it is shown in the table above before you select anything. Most local rails charge none; the international wire and the e-wallet are the notable exceptions.
Total time, with no favourable rounding
The delay you experience is the sum of two things: the confirmation wait on the network you pick, then the rail settlement. We show both separately because we control neither — we only control triggering the payout as soon as confirmations land, with no extra wait on our side.
Other assets in the same delay family
If the confirmation time bothers you, another asset in the same wallet often changes everything.
- Bitcoin (BTC)1 networkVolatile asset, spread surcharge
- Ethereum (ETH)4 networksVolatile asset, spread surcharge
- Tether (USDT)6 networksStablecoin, longer rate lock
- USD Coin (USDC)5 networksStablecoin, longer rate lock
- Litecoin (LTC)1 networkVolatile asset, spread surcharge
- Solana (SOL)1 networkVolatile asset, spread surcharge
Frequently asked questions about selling XRP
How long does selling XRP take?
Two durations add up. First the on-chain confirmation: 1 min on XRP Ledger. Then the settlement of the rail you pick: under 5 minutes on Virement SEPA Instantane, and up to several business days on an international wire. The payout method table above gives each one.
What is the minimum XRP deposit?
20 XRP. Below that threshold the network cost taken from the deposit is too large a share of the amount for the operation to make sense. This minimum belongs to the asset: it does not depend on the payout method, which has its own settlement minimum.
What happens if I forget the Destination Tag?
The deposit does reach our account, but without the field that attributes it to you: Destination Tag (XRP Ledger). It is then not credited automatically and requires a manual search from the timestamp and amount, which does not always succeed. Always copy the field together with the address, and check it appears in your wallet confirmation screen.
Is the displayed XRP rate guaranteed?
The net amount is firm from the moment the order is created and stays so for 15 minutes. If your deposit lands after expiry we re-quote and ask you to accept the new amount before anything is paid. Nothing is ever executed at an amount you have not seen.