Instant bank transfer
PIX: getting paid in Brazilian Real after selling crypto
PIX is the Brazilian instant payment rail, available at all times, nights and holidays included. The beneficiary is designated by a key: CPF, CNPJ, email, phone or random key.
- BRL
- 1 country
- under 5 minutes
- No rail fee
- Open
The rail in numbers
All these values come from the catalogue published on this site, and are republished as soon as our own measurements contradict them.
- Technical nature
- Instant bank transferSettlement in individual messages: the receiving bank must answer within seconds. That is what makes the rail usable at night and on weekends.
- Settlement currency
- BRL — Brazilian RealIf this is not your account currency, your bank applies its own conversion on arrival. That cost does not go through us and does not appear in our breakdown.
- Settlement delay (p50 / p95)
- 1 min / 10 minThe median describes the common case, the p95 the slow one. We show both: a median alone hides exactly what worries you.
- Operating window
- Continuous, weekends and holidays includedNo cut-off: orders are processed continuously, nights and holidays included.
- Min – max per operation
- R$10.00 – R$50,000.00Bounds belonging to the rail. An amount above the cap is split into several payouts, which multiplies any fixed fee accordingly.
- Rail fee
- No rail feeIts own line in the breakdown, next to the network cost and our spread.
- Coverage
- 1 countryLocal rail: the country carries its own information (identifier, limits, reporting framework), so each country gets its own corridor page.
- Data verified on
- 2026-09-02Date of the last manual review of this rail’s delays, limits and fields. Data not reviewed for a long time is suspect data, ours included.
How this rail actually works
The PIX key points to a nationally registered account. Settlement is immediate and final between the two institutions, with no deferred clearing. That is why the median delay is measured in minutes, not hours.
The key must be registered to the holder of the CPF you declare. A key belonging to a third party, even a relative, fails the match check and the payment is refused.
What makes the delay
This rail processes orders continuously: there is no business day and no cut-off. The gap between the median and the p95 of 10 min comes from the availability of the receiving institution or operator, not from a clearing window.
Details required from the beneficiary
Every field is validated as you type, with the same rule client-side and server-side. That is what prevents most rejected payouts.
| Field | Type | Required | Validation rule | Why |
|---|---|---|---|---|
| PIX key type | Select | Yes | 5 possible values | — |
| PIX key | Text | Yes | 77 characters maximum · edges trimmed | The key must be registered in your name: the Central Bank of Brazil enforces the CPF match. |
| Beneficiary CPF | Text | Yes | exactly 11 digits · digits only kept | — |
- PIX key typeaccepted values
- CPF, CNPJ, E-mail, Telefone, Chave aleatoria
The rules shown are the ones actually enforced: there is no “marketing” version of this table differing from the code.
Countries where this rail can pay you
Each country page ranks the rails available there by delay and adds the local reporting framework.
The 18 assets you can sell to PIX
The asset does not change how the rail works: it changes the confirmation time before the payout leaves, and the spread applied.
- Tether → PIXUSDTStablecoin: no volatility surcharge
- Bitcoin → PIXBTCVolatile asset: volatility surcharge applies
- Ethereum → PIXETHVolatile asset: volatility surcharge applies
- USD Coin → PIXUSDCStablecoin: no volatility surcharge
- Litecoin → PIXLTCVolatile asset: volatility surcharge applies
- Solana → PIXSOLVolatile asset: volatility surcharge applies
- XRP → PIXXRPVolatile asset: volatility surcharge applies
- Tron → PIXTRXVolatile asset: volatility surcharge applies
- BNB → PIXBNBVolatile asset: volatility surcharge applies
- Dogecoin → PIXDOGEVolatile asset: volatility surcharge applies
- Cardano → PIXADAVolatile asset: volatility surcharge applies
- Avalanche → PIXAVAXVolatile asset: volatility surcharge applies
- Stellar → PIXXLMVolatile asset: volatility surcharge applies
- Toncoin → PIXTONVolatile asset: volatility surcharge applies
- Bitcoin Cash → PIXBCHVolatile asset: volatility surcharge applies
- Dai → PIXDAIStablecoin: no volatility surcharge
- Polygon → PIXPOLVolatile asset: volatility surcharge applies
- Chainlink → PIXLINKVolatile asset: volatility surcharge applies
Keep going
The catalogue’s three entry points lead to the same place by different routes.
Frequently asked questions about PIX
How fast does PIX credit my account?
under 5 minutes in half the cases, and up to 10 min in the slowest ones. This rail runs continuously, weekends and holidays included. These are market orders of magnitude, not a contractual commitment.
What are the minimum and maximum amounts on PIX?
Between R$10.00 and R$50,000.00 per operation, in Brazilian Real. These bounds belong to the rail itself. An amount above the cap is split into several payouts, which multiplies any fixed fee accordingly.
What does a PIX payout cost?
No rail fee for the rail itself. That amount appears as its own line in the breakdown, next to the network cost taken from your deposit and our spread. The lines sum to exactly the gap between the mid-market value and what you receive.
What do I need to provide to receive on PIX?
3 fields: PIX key type, PIX key, Beneficiary CPF. Every format is validated before the order is accepted, not at send time: a typo is flagged immediately, not three days later as a rejection.
Which assets can I sell to PIX?
18 assets are offered on this rail. The asset does not change how the rail works: it changes the confirmation time before the payout leaves, and the spread applied depending on whether the asset is stable or volatile.
Any pitfall to know about PIX?
The key must be registered to the holder of the CPF you declare. A key belonging to a third party, even a relative, fails the match check and the payment is refused.