银行转账
${name}：出售加密货币后以${currency}收款
标准 SEPA 覆盖整个 SEPA 区域，而不仅仅是欧元区：它是触及即时转账尚未覆盖的账户（如波兰、斯堪的纳维亚或瑞士）的通道。
- EUR
- 13 国家
- about 4 hours
- No rail fee
- 开放
通道数据
所有这些值均来自本网站发布的目录，一旦我们自己的测量结果与之矛盾，便会立即重新发布。
- 技术性质
- 银行转账批量结算，在工作日的固定时间清算。延迟来自清算，而非我们。
- 结算货币
- EUR — Euro如果这不是您的账户货币，您的银行将在到账时应用其自身的兑换。该费用不经过我们，也不会出现在我们的明细中。
- 结算延迟（p50 / p95）
- 4 h / 1 day中位数描述常见情况，p95描述缓慢情况。我们同时显示两者：仅显示中位数恰恰会隐藏您所担心的问题。
- 运营时间
- 仅工作日截止时间为${h}。在此之后提交的订单将进入下一批次，因此顺延至下一个工作日。
- 每笔操作的最低 – 最高限额
- €20.00 – €500,000属于通道的界限。超过上限的金额将拆分为多笔付款，固定费用也会相应成倍增加。
- 通道费用
- No rail fee在明细中单独列出，与网络成本和我们的点差并列。
- 覆盖范围
- 13 国家多国通道：行为在所有地方均相同，因此每种资产对应一个通道页面——按国家/地区划分的变体不会提供更多信息。
- 数据验证日期
- 2026-09-02该通道的延迟、限额和字段的最后一次人工审核日期。长时间未审核的数据是可疑数据，包括我们自己的数据。
此通道的实际运作方式
订单按批次处理，并在工作日的固定时间清算。在截止时间后提交的订单将进入下一批次，即下一个工作日。周五下午提交意味着周一到达。这不是我们这边的排队，而是清算的工作方式。
SEPA 各国的公共假日并不相同。因此，按照欧洲日历清算的欧元订单可能会在当地假日前后晚一天到达。
延迟的原因
此通道依赖工作日的清算，截止时间为${cutoff}。刚过截止时间提交的订单需等待下一批次：这解释了p95为${p95}且远高于中位数的原因。在周五下午，这通常意味着周一才能到账。
收款人所需详细信息
每个字段在输入时即进行验证，客户端和服务端规则相同。这可以防止大多数付款被拒绝。
| 字段 | 类型 | 必填 | 验证规则 | 原因 |
|---|---|---|---|---|
| 账户持有人姓名 | 文本 | 是 | 2 to 140 characters · 去除首尾空格 | 必须与您身份证件上验证的姓名完全一致。不一致将导致转账被拒绝。 |
| IBAN | IBAN | 是 | IBAN format: 2 country letters, 2 check digits, then the national identifier · upper-cased | 无空格。我们会在确认您的订单前验证校验和。 |
所示规则即为实际执行的规则：此表不存在与代码不同的“营销”版本。
您可出售给${rail}的${n}种资产
资产不会改变通道的工作方式：它改变的是付款发出前的确认时间以及适用的点差。
- Tether → Virement SEPAUSDTStablecoin: no volatility surcharge
- Bitcoin → Virement SEPABTCVolatile asset: volatility surcharge applies
- Ethereum → Virement SEPAETHVolatile asset: volatility surcharge applies
- USD Coin → Virement SEPAUSDCStablecoin: no volatility surcharge
- Litecoin → Virement SEPALTCVolatile asset: volatility surcharge applies
- Solana → Virement SEPASOLVolatile asset: volatility surcharge applies
- XRP → Virement SEPAXRPVolatile asset: volatility surcharge applies
- Tron → Virement SEPATRXVolatile asset: volatility surcharge applies
- BNB → Virement SEPABNBVolatile asset: volatility surcharge applies
- Dogecoin → Virement SEPADOGEVolatile asset: volatility surcharge applies
- Cardano → Virement SEPAADAVolatile asset: volatility surcharge applies
- Avalanche → Virement SEPAAVAXVolatile asset: volatility surcharge applies
- Stellar → Virement SEPAXLMVolatile asset: volatility surcharge applies
- Toncoin → Virement SEPATONVolatile asset: volatility surcharge applies
- Bitcoin Cash → Virement SEPABCHVolatile asset: volatility surcharge applies
- Dai → Virement SEPADAIStablecoin: no volatility surcharge
- Polygon → Virement SEPAPOLVolatile asset: volatility surcharge applies
- Chainlink → Virement SEPALINKVolatile asset: volatility surcharge applies
此通道所替代的支付方式
这些收款通道无法接收第三方付款。我们在此贷记的是其背后的账户。
- TWINT
- TWINT基于您的瑞士银行账户。我们通过SEPA转账以瑞士法郎或欧元将资金存入对应的IBAN。
关于${name}的常见问题
How fast does Virement SEPA credit my account?
about 4 hours in half the cases, and up to 1 day in the slowest ones. This rail only runs on business days, with a 15:00 cut-off: an order after that leaves the next business day. These are market orders of magnitude, not a contractual commitment.
What are the minimum and maximum amounts on Virement SEPA?
Between €20.00 and €500,000 per operation, in Euro. These bounds belong to the rail itself. An amount above the cap is split into several payouts, which multiplies any fixed fee accordingly.
What does a Virement SEPA payout cost?
No rail fee for the rail itself. That amount appears as its own line in the breakdown, next to the network cost taken from your deposit and our spread. The lines sum to exactly the gap between the mid-market value and what you receive.
What do I need to provide to receive on Virement SEPA?
2 fields: Account holder name, IBAN. Every format is validated before the order is accepted, not at send time: a typo is flagged immediately, not three days later as a rejection.
Which assets can I sell to Virement SEPA?
18 assets are offered on this rail. The asset does not change how the rail works: it changes the confirmation time before the payout leaves, and the spread applied depending on whether the asset is stable or volatile.
Any pitfall to know about Virement SEPA?
Public holidays are not the same across SEPA countries. A euro order cleared on a European calendar can therefore arrive a day later than expected around a local holiday.