银行转账
${name}：出售加密货币后以${currency}收款
SWIFT 国际电汇几乎可以到达世界上任何银行。它是后备通道：最广泛、最慢，也是我们目录中唯一收取固定二十五美元费用的通道。
- USD
- 全球
- 2 business day(s)
- $25.00
- 开放
通道数据
所有这些值均来自本网站发布的目录，一旦我们自己的测量结果与之矛盾，便会立即重新发布。
- 技术性质
- 银行转账批量结算，在工作日的固定时间清算。延迟来自清算，而非我们。
- 结算货币
- USD — US Dollar如果这不是您的账户货币，您的银行将在到账时应用其自身的兑换。该费用不经过我们，也不会出现在我们的明细中。
- 结算延迟（p50 / p95）
- 2 days / 5 days中位数描述常见情况，p95描述缓慢情况。我们同时显示两者：仅显示中位数恰恰会隐藏您所担心的问题。
- 运营时间
- 仅工作日截止时间为${h}。在此之后提交的订单将进入下一批次，因此顺延至下一个工作日。
- 每笔操作的最低 – 最高限额
- $500.00 – $1,000,000属于通道的界限。超过上限的金额将拆分为多笔付款，固定费用也会相应成倍增加。
- 通道费用
- $25.00在明细中单独列出，与网络成本和我们的点差并列。
- 覆盖范围
- 全球多国通道：行为在所有地方均相同，因此每种资产对应一个通道页面——按国家/地区划分的变体不会提供更多信息。
- 数据验证日期
- 2026-09-02该通道的延迟、限额和字段的最后一次人工审核日期。长时间未审核的数据是可疑数据，包括我们自己的数据。
此通道的实际运作方式
消息在到达收款银行之前通过一家或多家代理银行。每个中介都会增加处理时间，有时还会自行扣款：这就是为什么入账金额可能与发送金额略有不同。
如果您的国家存在本地通道，它几乎总是更便宜、更快。仅在没有本地通道覆盖您的情况，或金额使固定费用变得微不足道时，才选择 SWIFT。
延迟的原因
此通道依赖工作日的清算，截止时间为${cutoff}。刚过截止时间提交的订单需等待下一批次：这解释了p95为${p95}且远高于中位数的原因。在周五下午，这通常意味着周一才能到账。
收款人所需详细信息
每个字段在输入时即进行验证，客户端和服务端规则相同。这可以防止大多数付款被拒绝。
| 字段 | 类型 | 必填 | 验证规则 | 原因 |
|---|---|---|---|---|
| 账户持有人姓名 | 文本 | 是 | 2 to 140 characters · 去除首尾空格 | 必须与您身份证件上验证的姓名完全一致。不一致将导致转账被拒绝。 |
| BIC / SWIFT | 文本 | 是 | 8 or 11 character BIC · upper-cased | — |
| IBAN或账号 | 文本 | 是 | 34 characters maximum · upper-cased | — |
| 银行名称 | 文本 | 是 | 140 characters maximum | — |
| 收款人地址 | 文本 | 是 | 200 characters maximum | 跨境转账法规（旅行规则）要求。 |
所示规则即为实际执行的规则：此表不存在与代码不同的“营销”版本。
您可出售给${rail}的${n}种资产
资产不会改变通道的工作方式：它改变的是付款发出前的确认时间以及适用的点差。
- Tether → Virement international SWIFTUSDTStablecoin: no volatility surcharge
- Bitcoin → Virement international SWIFTBTCVolatile asset: volatility surcharge applies
- Ethereum → Virement international SWIFTETHVolatile asset: volatility surcharge applies
- USD Coin → Virement international SWIFTUSDCStablecoin: no volatility surcharge
- Litecoin → Virement international SWIFTLTCVolatile asset: volatility surcharge applies
- Solana → Virement international SWIFTSOLVolatile asset: volatility surcharge applies
- XRP → Virement international SWIFTXRPVolatile asset: volatility surcharge applies
- Tron → Virement international SWIFTTRXVolatile asset: volatility surcharge applies
- BNB → Virement international SWIFTBNBVolatile asset: volatility surcharge applies
- Dogecoin → Virement international SWIFTDOGEVolatile asset: volatility surcharge applies
- Cardano → Virement international SWIFTADAVolatile asset: volatility surcharge applies
- Avalanche → Virement international SWIFTAVAXVolatile asset: volatility surcharge applies
- Stellar → Virement international SWIFTXLMVolatile asset: volatility surcharge applies
- Toncoin → Virement international SWIFTTONVolatile asset: volatility surcharge applies
- Bitcoin Cash → Virement international SWIFTBCHVolatile asset: volatility surcharge applies
- Dai → Virement international SWIFTDAIStablecoin: no volatility surcharge
- Polygon → Virement international SWIFTPOLVolatile asset: volatility surcharge applies
- Chainlink → Virement international SWIFTLINKVolatile asset: volatility surcharge applies
此通道所替代的支付方式
这些收款通道无法接收第三方付款。我们在此贷记的是其背后的账户。
- QRIS
- QRIS用于通过二维码向商家付款。向印尼钱包付款需要本地合作伙伴，目前尚未开放。
关于${name}的常见问题
How fast does Virement international SWIFT credit my account?
2 business day(s) in half the cases, and up to 5 days in the slowest ones. This rail only runs on business days, with a 13:00 cut-off: an order after that leaves the next business day. These are market orders of magnitude, not a contractual commitment.
What are the minimum and maximum amounts on Virement international SWIFT?
Between $500.00 and $1,000,000 per operation, in US Dollar. These bounds belong to the rail itself. An amount above the cap is split into several payouts, which multiplies any fixed fee accordingly.
What does a Virement international SWIFT payout cost?
$25.00 for the rail itself. That amount appears as its own line in the breakdown, next to the network cost taken from your deposit and our spread. The lines sum to exactly the gap between the mid-market value and what you receive.
What do I need to provide to receive on Virement international SWIFT?
5 fields: Account holder name, BIC / SWIFT, IBAN or account number, Bank name, Beneficiary address. Every format is validated before the order is accepted, not at send time: a typo is flagged immediately, not three days later as a rejection.
Which assets can I sell to Virement international SWIFT?
18 assets are offered on this rail. The asset does not change how the rail works: it changes the confirmation time before the payout leaves, and the spread applied depending on whether the asset is stable or volatile.
Any pitfall to know about Virement international SWIFT?
If a local rail exists for your country it is almost always cheaper and faster. Take SWIFT only if no local rail covers your situation, or for an amount where the fixed fee becomes negligible.